It is practical that a person will have any risk and damage that may or may be inflicted on him by paying a certain right to another person, which will grant him compensation whenever the risk or damage is reached. Iran’s insurance law in May 1316 defines the insurance: insurance is a contract that commits a commitment to the payment of funds or funds on the other hand, in the event of an incident or accident, to compensate for or pay a certain amount of insurance. It is a reward for the loss that the insurer is exempt from.